Conservative Fund

The JUNO Conservative Fund seeks to preserve your capital, with some growth, averaging 2-5% annually after fees and tax, over three to five years.

This fund might suit you if you have a short timeframe in which to invest, or if you aren’t all that comfortable with investing.

conservative mix

  • ESG
    We consider environmental, social and governance (ESG) matters when we invest
  • HIGH CONVICTION
    We invest where we are confident a company will deliver the returns we expect, without too much risk 
  • Growth
    We look for high-quality, attractively priced companies with good management and growth prospects
  • 2-5% target returns
    The average annual expected return for the fund, net of fees and tax, for its recommended investment period

Fund Performance

JUNO KiwiSaver Scheme returns at 30 June 2020


JUNO Conservative Fund at 30 June 2020
4.34%
 
2.65%

Market Index

 

1 year

6.48%
 
2.80%

Market Index

 

Since inception* (p.a)

Returns are before fees and assume a PIR of 28% (the highest PIR).

Inception date is 1st August 2018.

How do fees affect your return? *


Balance Return after fees and taxes for the 12 months to 30/06/2020
$220,000
4.07%
$150,000
3.94%
$70,000
3.91%
$25,000
3.62%
$20,000
4.04%
$10,000
3.74%
$5,000
3.14%
$1,000
4.34%

What Am I Investing In?

The fund invests primarily in cash held on-call or in term deposits with New Zealand registered banks. It also invests in the JUNO Balanced Fund, providing investments in international fixed interest (e.g. bonds) and equities (e.g. shares). 

Over time, the expected balance of cash and other investments in the JUNO Conservative Fund is 25:75 growth and income, respectively.



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Interested in Our Other Funds?

 

Balanced Fund

The Balanced

This fund might suit you if you have a medium or longer timeframe in which to invest.

Learn More

Growth Fund

The ambitious

This fund might suit you if you’re further away from retirement and comfortable with investing.

Learn More