KiwiSaver investments can be actively or passively managed. But what does it mean? We give you what we believe are 3 benefits of JUNO KiwiSaver Scheme’s active management strategy.
1. Actual humans, not just algorithms
Some providers use passive management, where your balance is invested automatically and tries to get close to the industry average return. No one is trying to beat the market, regardless of market conditions. And after fees and tax, you could get even less than what the market does. At JUNO, we have an experienced active management team, including researchers in London who analyse companies and potential investment opportunities in the UK, Europe, and globally. JUNO’s experienced active fund managers aim to beat the market index return, not just follow it!
2. We aim to outperform the industry average return
Our investment team actively manages your KiwiSaver money to help protect and grow your KiwiSaver returns. KiwiSaver is a long-term investment, but we are off to a great start. Since inception, as at 30 June 2021, our three funds had all outperformed their market index (before fees and after tax). This is a great result and one we are very proud of. We believe, why settle for industry average returns?
3. Active management is great when the markets are down
Global markets dipped significantly during Covid-19. Active management can be great in a downturn, because our investment team can be nimble, and quickly buy and sell shares depending on the market and changing trends.
Our team invested into industries that boomed during the lockdown. Examples include meal-kit delivery, and the pet industry (thousands got new family pets during the lockdowns).
JUNO’s team also uses tools and strategies to help protect your KiwiSaver balance during market downs, such as increasing cash levels or hedging.
4. You won’t pay more at JUNO KiwiSaver Scheme
You might think you’ll pay more for active management, because it takes more effort, and more people, to invest that way. But at JUNO KiwiSaver Scheme you won’t pay more – we charge one low monthly fee. JUNO KiwiSaver Scheme’s active management and one low monthly fee helps grow your KiwiSaver returns.
Information correct as at July 2021. Pie Funds Management Limited is the issuer and manager of the JUNO KiwiSaver Scheme. Click here for our Product Disclosure Statement. Any advice is given by Pie Funds Management Limited, and is general only. It relates only to the specific financial products mentioned and does not account for personal circumstances or financial goals. Please see a financial adviser for tailored advice. You may have to pay product or other fees if you act on any advice. As manager of the Scheme we receive monthly fees that are determined by your balance and whether you are 13 years or over. We will benefit financially if you invest in our products. We manage any conflicts of interest via an internal compliance framework designed to ensure we meet our duties to you. For information about the advice we can provide, our duties and complaint process and how disputes can be resolved, visit www.junokiwisaver.co.nz. All content is correct at time of publication date, unless otherwise indicated. Past performance is not a guarantee of future returns. Returns can be negative as well as positive and returns over different periods may vary. Please let us know if you would like a hard copy of this disclosure information.