Latest Content

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kiwisaver

KiwiSaver: What’s a unit price, and should you care about it?

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juno

Why the JUNO KiwiSaver Scheme doesn’t invest in guns or firearms

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kiwisaver

Changes to KiwiSaver

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money-saving tips

Will Auckland house prices crash like Sydney’s?

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kiwisaver

First-home buyers settle for less

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kiwisaver

KiwiSaver: 5 most popular myths the JUNO team hears

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money-saving tips

The luck of the Irish

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kiwisaver

4 ways women can make better investors than men

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money-saving tips

Mistakes Lotto winners make

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kiwisaver

What a new capital gains tax might mean for investors

Tools

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FAQS

What is my PIR rate?

You pay tax on the money you earn from your KiwiSaver investment. The IRD calls the tax rate you pay a ‘PIR’, which is short for ‘prescribed investor rate’.

In either of the last two income tax years, was your taxable income $14,000 or less and your total income (including PIE income) $48,000 or less? Then, your PIR is 10.5%.

In either of the last two income tax years, was your taxable income 48,000 or less and your total income (including PIE income) $70,000 or less? Then, your PIR is 17.5%.

In all other cases, your PIR is 28%.

You’re required to update your PIR rate, as it changes, with the IRD. To update your PIR, you can inform us, or inform the IRD directly.

For more information, please see the IRD website on PIR rates here.


How do I sign my kids up?

The JUNO KiwiSaver Scheme has zero fees for kids under 18. This is a great way to set your children up for future success. See more here.

What do you need?

• Your child's ID in the form of a passport, driver’s licence or birth certificate.
• For children 16 or 17, one of their parent(s) or guardian(s) will also be required to complete the online application and verify their identity.
• For children aged 15 and under, both their parents or guardians will be required to complete the online application and verify their identity.
• Your child will also need to have an IRD number. Get an IRD number here.

How much will I pay in fees?

The JUNO KiwiSaver Scheme has an industry-first fee structure. You’ll only pay one, low monthly fee based on your balance. No more hidden percentage fees eating away at your savings and KiwiSaver goals.

To learn more about our pricing, and compare it to what you currently might be paying, click here.

 

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