Overpaying in KiwiSaver fees?

JUNO's fixed fees, compared to the four big banks

All those KiwiSaver fees add up!

Big banks don't always mean big value - especially when it comes to what you're paying in fees.

At JUNO, we offer one low fixed monthly fee (based on your balance size) which together with our active returns (real humans to help protect & manage your money) can help generate great outcomes for our members.

Image represents JUNO’s fee versus the big 4 banks for the 12 months to 31 March 2021. Morningstar does not rank all KiwiSaver providers. Fees are based on a balance of $20,000 in a Growth Fund (close to the average KiwiSaver balance – 2020 FMA Annual Survey). Our fees vary with balance size. Banks’ fees are converted to a dollar-based monthly fee for comparison purposes: Click here for more information.

Active returns for a low price

JUNO uses active management, meaning there’s a human investment team actively working hard to grow your KiwiSaver returns. Many other providers use passive management, where your KiwiSaver balance is invested automatically and tries to get close to the industry average return. Usually active management costs more, but at JUNO it doesn’t. With us, you’ll get active returns at a low price, to help your balance grow faster.

JUNO Growth Fund performance compared to Market Index

Our fee structure

Members aged
under 13


Members aged
between 13 and 17
OR balances
under $5k


Balances $5k
to under $15k


Balances $15k
to under $25k


Balances $25k
to under $50k


Balances $50k
to under $75k


Balances $75k
to under $100k


Balances $100k
to under $200k *


*After which you
will be charged
an extra $30 per
month for every
additional $100k
invested (e.g. if
you have a balance
of $200k you will
be charged $90 +
$30 ($120) per month)

Annual Member Statement