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When will the markets pick up?
This is impossible to predict because it depends on many factors, like how long the Coronavirus outbreak continues for, and its impact on economies. But what we know from previous market dips is that markets will eventually recover. It might take several years, even 10 years, but history shows they will eventually pick up again.
Can I take money out of my KiwiSaver account?
You can take your money out of KiwiSaver only for a first-home deposit or when you turn 65. You might be able to take your money out of KiwiSaver if you’re suffering from significant financial hardship or severe illness. If this is the case, speak to your KiwiSaver provider, they’ll be able to help you with this process.
What is the best fund for my money?
The best fund for your money is based on your investment time frame, and how comfortable you are with investing.
If you’re not planning to use your KiwiSaver money for at least 10 years, a growth fund could be best for you. But if you need your money sooner, a balanced or conservative fund might be better.
Also, if seeing ups and downs in your balance makes you feel nervous and stressed-out, a growth fund might not be suited to you.?
If you’re not sure what fund type is right for you, speak to your KiwiSaver provider or a financial adviser. Read our guide to fund types too.
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