Featured Content


First-Home Buyer’s Guide

mortgage free-1.jpg
money-saving tips

Do you need a mortgage-free house when you retire?

money-saving tips

6 reasons you’re broke, and how to fix it

ks returns.jpg

Are you missing out on better KiwiSaver returns?


JUNO Growth is the top-ranking* KiwiSaver growth fund


I’m a tradie or contractor. How can KiwiSaver help me?


Fee Savings Calculator

See how lower fees can help you grow your KiwiSaver

Choose My Fund Type

Let us help you choose your JUNO fund

Retirement Calculator

Estimate your KiwiSaver retirement balance


How do returns and fees affect my balance?

We’ve created an example below to show you the impact of fees and returns on your KiwiSaver balance.

On September 30 Emma had a balance of $15,000 in the JUNO Balanced Fund. She made no contributions or withdrawals during the month. Emma has advised us that her PIR is 28%.

Emma’s balance on October 31 was $15,540

Investment returns: $45.00
Fees: $5.00

What is a Market Index?

A market index is a metric that can help track performance. A market index contains similar assets and has similar risk to the JUNO funds, and so is a good reference point for judging performance. Every fund type is made up of a different mix of asset types.

Each asset type (equities, fixed income and cash) in each fund has a market index. So, the market index figures shown combine two or more market indices, depending on the assets in the fund. For example, the JUNO Growth Fund combines market indices for equities and cash. Finally, the combination of market indices for each fund is weighted according to its target asset mix.

For example, the market index return for the JUNO Growth Fund is 80% the return of the market index for equities and 20% the return of the market index for cash. More information about the JUNO KiwiSaver Scheme market indices can be found in the Statement of Investment Policy and Objectives (SIPO).

Can I switch my existing KiwiSaver account to JUNO?

Yes. Switching to JUNO is an easy online process and should only take a couple of minutes.

Once you’ve completed the online application, we manage the process of transferring your KiwiSaver balance across to JUNO. This can take up to 35 days.

Are you ready to switch? Click here

Make sure you know your IRD number and have a photo ID handy, such as your passport or driver’s licence.


FAQ guy