*How did we work out these figures?
Conservative JUNO’s fees are a little different. Rather than taking a percentage of your balance each year, we charge you a fixed dollar amount. This means your actual rate of return depends on your balance.
The table shows how this works. For each balance we work out and subtract the correct fee, which produces the return %figure. To make it easy, we’ve assumed the account balances shown don’t change over the year. For example, for the $20,000 balance the fee is $60 ($5 each month for a year). That’s 0.30% ($60 over $20,000). So, the return after tax and fees for the $20,000 balance is 4.04% (4.34% - 0.30%).