Use this calculator to show how forming a good investment habit helps you save for your retirement.
Age must be between 16 and 64
Please enter a value between $0 and $5,000,000
Please enter a value between $1 and $
Please enter a value between $1,000 and $1,000,000
Personal contribution rate
* How we worked this out?
Growth return 8% p.a. (global equity market long-run assumption 10% p.a. less 2% inflation);
Balanced return 5.5% p.a. (average expected return of 7.5% p.a. less 2% inflation);
Conservative return 2% p.a. (average expected return of 4% p.a. less 2% inflation);
JUNO KiwiSaver Scheme fees assume your balance is at year-end and you pay the applicable JUNO fees, each month;
No PIR tax or withdrawals;
Salary/Self-employed contributions increases 2.5% annually;
3% employer contributions less applicable Employer superannuation contribution tax);
$521.43 Government contribution