Help me choose the right fund

Why are you investing?

When will you want your money?

When investing, what do you care about more?

How comfortable are you with investing?

How comfortable are you with investing?

How comfortable are you with investing?

When deciding how to invest your savings, which do you care about more?

How comfortable are you with investing?

How comfortable are you with investing?

How comfortable are you with investing?

When deciding how to invest your savings, which do you care about more?

How comfortable are you with investing?

How comfortable are you with investing?

How comfortable are you with investing?

When deciding how to invest your savings, which do you care about more?

How comfortable are you with investing?

How comfortable are you with investing?

How comfortable are you with investing?

We recommend the Conservative Fund

This fund might suit you if you have a short timeframe in which to invest, or if you aren’t all that comfortable with investing.

Target investment mix

fund-graph

Income assets

65% Cash and cash equivalents

10% International fixed interest (bonds)

Growth assets

25% Equities (shares)

Risk indicator*

Potentially Lower < Returns

Potentially Higher > Returns

1 2 3 4 5 6 7

< Lower Risk

Higher Risk >

Conservative Fund Join or transfer now

* Because the funds have not been invested for five years, all risk indicators were prepared using market index returns, rather than actual returns, for the five years to 30 June 2018. As a result, the actual future volatility of the funds may be different to what’s suggested by the risk indicators.

We recommend the Balanced Fund

This fund might suit you if you have a medium or longer timeframe to invest.

Target investment mix

fund-graph

Income assets

20% Cash and cash equivalents

20% International fixed interest (bonds)

Growth assets

60% Equities (shares)

Risk indicator*

Potentially Lower < Returns

Potentially Higher > Returns

1 2 3 4 5 6 7

< Lower Risk

Higher Risk >

Balanced Fund Join or transfer now

* Because the funds have not been invested for five years, all risk indicators were prepared using market index returns, rather than actual returns, for the five years to 30 June 2018. As a result, the actual future volatility of the funds may be different to what’s suggested by the risk indicators.

We recommend the Growth Fund

This fund might suit you if you’re further away from retirement and comfortable with investing.

Target investment mix

fund-graph

Income assets

20% Cash and cash equivalents

Growth assets

80% Equities (shares)

Risk indicator*

Potentially Lower < Returns

Potentially Higher > Returns

1 2 3 4 5 6 7

< Lower Risk

Higher Risk >

Growth Fund Join or transfer now

* Because the funds have not been invested for five years, all risk indicators were prepared using market index returns, rather than actual returns, for the five years to 30 June 2018. As a result, the actual future volatility of the funds may be different to what’s suggested by the risk indicators.