Your KiwiSaver balance could be $108k bigger with JUNO!

Thanks to everyone around New Zealand that entered our $108k Pay Day with More FM - and congrats to our winner, John Pelasio from Northland who just had the biggest pay day of his life ($108,538.00 to be exact)!

But don’t worry – just because you didn’t win, doesn’t mean you’ll miss out on the cash.

$108k is how much bigger your KiwiSaver balance could be if you switch to JUNO.*

We have worked out that $108k is how much EXTRA money an average New Zealander* could be saving, on top of their existing KiwiSaver balance. The extra comes because we take less money out of your account for fees, which means there is more left to benefit from returns.

*We’ve based this on a 30-year-old, earning $60,000, with a starting KiwiSaver balance of $24,000.

At 65 your balance could be $108,000 bigger if you switch to JUNO. Check out our online fee saving calculator to see how much more you could be saving with JUNO - you might be surprised!

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What People Are Saying About Us

JUNO KiwiSaver and its fixed fee structure ultimately creates a fee-sweet-spot for newbie employees with low balances, as well as those with significantly sized balances wanting low fees.


At JUNO KiwiSaver, which is based out of Hawke's Bay and Auckland, nine women make up 60 per cent of the team.

—Hawke’s Bay today (part of NZME)

The scheme’s fee structure is its main point of difference.


Juno KiwiSaver is offering what it calls a ‘Netflix-style’ monthly subscription model, calculated on the customer’s level of investment.


Victoria Harris is one of New Zealand’s up-and-coming fund managers and her message is clear: more women need to move into finance and change this picture.

—Nadia Magazine
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The JUNO KiwiSaver Scheme launched in 2018 and boasts it can save the average, working 30-year-old an additional $108,000 by the time they retire.

Read article

Juno hand-picks its investments like the majority of providers, but charges a fixed dollar fee rather than a combination of annual fee plus percentage of the investment.

—NZ Herald
NZ Herald Stuff Nadia Idealog Interest awke's Bay Today Moneyhub

How Much More Could You Save?

See how lower KiwiSaver fees can help your savings grow.

Age must be between 0 and 64
Please enter a value between $0 and $5,000,000
Please enter a value between $1,000 and $1,000,000

You could save up to

$251,417   more

with the JUNO Growth Fund

Your KiwiSaver balance at retirement

with JUNO Growth Fund:
with other providers (Growth Fund):

JUNO balance*
Other Providers*
Other Providers* JUNO balance* AGE

What about performance?

When it comes to choosing the right KiwiSaver provider, you need to do your research on both fees and performance! It’s what you get in return after fees that matters most. 

We’re proud to say that JUNO Growth has been named the top-ranking KiwiSaver growth fund, in the FundSource results, for the past 12 months. We came first out of 35 other KiwiSaver Growth funds!* 

We’re pleased to have got off to a good start – and it shows you can get good returns even if you’re paying low fees with JUNO. 

*Based on FundSource results for the 12 months to 31 August 2019. Figures are before tax. Other providers’ figures are after fees, but ours are before, due to our monthly fixed fees. But because JUNO has low fees, this wouldn’t make a difference to our placing because it’s almost 2% ahead of second place.

More on Performance

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